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Chunks O' Chill

Insights to help you discover your ZeroCelsius.

Cartoon

Two Yo-Yos Are Better Than One

Think of investing risk (in broad terms) as two yo-yos — one for stocks, the other for bonds. The stock yo-yo has a much longer string than the bond yo-yo, so that when you fling it down it comes precariously close to scuffing the ground. The string on the bond yo-yo, however, is so short it barely reaches your knee on the downswing.

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Cartoon, Insight

The Silver Lining

February 9, 2018 | Client Communication

Hey Gang,

After an epic run that saw the S&P 500 Index price rallying 59% from its February 2016 low of 1,810 to the recent high of 2,873 without so much as a 5% correction, I suspected that when a drop did come, it would be sharper than normal.

It has finally happened. 

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Cartoon, Insight

Volatility Strikes Back

February 7, 2018 | Client Communication

Hey Gang,

After an exceptionally strong year in markets, volatility has struck back in recent days. At the time of this writing, the S&P 500® Index has fallen roughly 10% from its record close on Jan. 26. Many folks are asking if this is the start of a bear market. My answer—probably not.  Read more →

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Brexit, The Beast

BREXIT : TALKING POINTS
June 25, 2016
Here we go again… Yet another historic feeding of the beast! This time the beast is known as “Brexit”. The United Kingdom (UK) voted to leave the European Union, in a referendum with 52% support for a “Brexit” and nearly 75% voter participation. Prime Minister David Cameron said he will resign before October when his party picks a new leader. 
All of this creates a lot of uncertainty.

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Don’t Lose Yourself to Scammers

As the April tax filing deadline approaches, scammers are increasingly on the hunt for your personal information.

Con artists use unsolicited email and fake websites to lure potential victims into divulging personal information. Be leery of unexpected emails or phone calls from the IRS promising refunds or threatening to collect —  Read more →

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AFGO

Though basically flat for the year, most major U.S. stock markets finished the week in positive terrority… The first time in 2016! This may have folks wondering what the first 11 weeks of the year was all about.
Another typical period in the life of an investor. {sigh}
For long-term investors — folks that get it — it was just AFGO, another effing(!) growth opportunity.

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Scan & Shred with Scannable App

The cheapest real estate on Earth is in the cloud.
Did you know that ZeroCelsius has been scanning documents as “PDF’s” since the turn of the century? For 16 years now, we’ve maintained a “paperless” filing system. That’s why you won’t see any file cabinets or shelves of notebooks at the Wealth Studio.
Fred hasn’t picked up on the whole “scan & shred” thing.

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This is Getting Old

This is Getting Old

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Get Everything You Want

Get Everything You Want

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Money doesn’t matter…

Money doesn’t matter…

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