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Chunks O' Chill

Insights to help you discover your ZeroCelsius.

Insight

Brexit, The Beast

BREXIT : TALKING POINTS
June 25, 2016
Here we go again… Yet another historic feeding of the beast! This time the beast is known as “Brexit”. The United Kingdom (UK) voted to leave the European Union, in a referendum with 52% support for a “Brexit” and nearly 75% voter participation. Prime Minister David Cameron said he will resign before October when his party picks a new leader. 
All of this creates a lot of uncertainty.

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AFGO

Though basically flat for the year, most major U.S. stock markets finished the week in positive terrority… The first time in 2016! This may have folks wondering what the first 11 weeks of the year was all about.
Another typical period in the life of an investor. {sigh}
For long-term investors — folks that get it — it was just AFGO, another effing(!) growth opportunity.

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Made in “Who Cares”

Did you know the last time you drank a Poland Springs bottle of water or ate a KitKat, you were contributing to the success of Nestlé, the world’s largest food producer? The company happens to be headquartered in Switzerland but draws a mere 2% of its sales from there.¹

In this brief video Ross explains the importance of global investing.
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Average Is Not Normal

From 1928 through the end of 2015 the S&P 500® Index has produced an average annualized return of 9.5%.

How many of those 87 calendar years do you think the S&P 500 returned between 9% – 10%?

In this brief video Ross explains why average is not normal.
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Last 5 Years vs. Average 5 Years

Check this out… Let’s compare the last 5-year period with the average 5-year period.

The last 5 years have created one of the widest performance gaps we’ve experienced over the past 40 years. Five years is a long time for investors to endure historical “underperformance” from their portfolio’s primary diversifiers.

Check out these charts: Read more →

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Questions You Need Answered

Whether you’re investing for your future retirement or living it now, there are some important questions you need answered:

How much money will you need for your future self?
When will you need it?
How much can you save?
How much should you save?
How much do you need to earn on your savings?
How much risk can you take?
How much risk should you take?
How much Social Security income can you expect?
Is your investment plan designed to get the rewards you need?
Are you willing to downsize your ho…

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This is Getting Old

This is Getting Old

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Get Everything You Want

Get Everything You Want

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Money doesn’t matter…

Money doesn’t matter…

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