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Chunks O' Chill

Insights to help you discover your ZeroCelsius.

Miscellany

What Our Brains Want

Yes or no. Good or bad. This or that. Our brains are wired to look for easy answers. Sounds lazy, but this thinking was imperative to the survival of our species. Fight or flight. It’s instinctual. Is that a rabbit rustling in the bush or a lion laying prey? Attack or run!
Slowing down to consider the nuances of a situation could have meant the difference between life and death, between having dinner or being dinner. Best to make a quick decision and let the chips fall where they may.

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Speaking of Tequila

Speaking of tequila… I’ve given a lot of thought to this: No amount of investing prowess can make up for a lack of savings discipline. It’s true.
Just like ice without tequila makes little sense, it’s somewhat pointless to focus on which investments will work without a savings plan or spending budget.
Put some ice in a cocktail glass and it’s nice… sort of. But it’s pretty much useless without the main ingredient. Whereas tequila by itself is liquid gold.

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What, Me Worry?

Confession: I worry. A lot. Always have. I guess it’s because I have a future-focused natural disposition to things. So I worry about what I’m going to be doing later today, next month, next year. The problem, of course, is that it interferes with my enjoyment of the ‘now.’
I worry about what other people (and myself!) are doing for their future. Which is a good thing in my line of work. (I’d actually worry about this even if I wasn’t paid for it.

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What To Focus On

Seems to me that if you focus too much on things that matter but you have no control over (ie: political porn), you may be putting yourself through unnecessary emotional turmoil. Likewise, focusing on things you can control but don’t really matter are mere distractions. 
When it comes to financial planning and investing, many people lose sight of the things they can control (spending, savings) and focus on the things they can’t (direction of the markets and economy).

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Don’t Lose Yourself to Scammers

As the April tax filing deadline approaches, scammers are increasingly on the hunt for your personal information.

Con artists use unsolicited email and fake websites to lure potential victims into divulging personal information. Be leery of unexpected emails or phone calls from the IRS promising refunds or threatening to collect —  Read more →

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Scan & Shred with Scannable App

The cheapest real estate on Earth is in the cloud.
Did you know that ZeroCelsius has been scanning documents as “PDF’s” since the turn of the century? For 16 years now, we’ve maintained a “paperless” filing system. That’s why you won’t see any file cabinets or shelves of notebooks at the Wealth Studio.
Fred hasn’t picked up on the whole “scan & shred” thing.

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What Our Brains Want

What Our Brains Want

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Speaking of Tequila

Speaking of Tequila

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What, Me Worry?

What, Me Worry?

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