Rain or shine, for better or worse, in good times and bad… We persist.
We never bail, never let up, never give up… We persist.
The storms may come, the seas may swell… Yet we persist.
Because we learn, because we have faith… We persist.
For failure is not an option and the possibilities are at hand.
What Our Brains Want
Yes or no. Good or bad. This or that. Our brains are wired to look for easy answers. Sounds lazy, but this thinking was imperative to the survival of our species. Fight or flight. It’s instinctual. Is that a rabbit rustling in the bush or a lion laying prey? Attack or run!
Slowing down to consider the nuances of a situation could have meant the difference between life and death, between having dinner or being dinner. Best to make a quick decision and let the chips fall where they may.
Speaking of Tequila
Speaking of tequila… I’ve given a lot of thought to this: No amount of investing prowess can make up for a lack of savings discipline. It’s true.
Just like ice without tequila makes little sense, it’s somewhat pointless to focus on which investments will work without a savings plan or spending budget.
Put some ice in a cocktail glass and it’s nice… sort of. But it’s pretty much useless without the main ingredient. Whereas tequila by itself is liquid gold.
What, Me Worry?
Confession: I worry. A lot. Always have. I guess it’s because I have a future-focused natural disposition to things. So I worry about what I’m going to be doing later today, next month, next year. The problem, of course, is that it interferes with my enjoyment of the ‘now.’
I worry about what other people (and myself!) are doing for their future. Which is a good thing in my line of work. (I’d actually worry about this even if I wasn’t paid for it.
Have a great Easter weekend!
What To Focus On
Seems to me that if you focus too much on things that matter but you have no control over (ie: political porn), you may be putting yourself through unnecessary emotional turmoil. Likewise, focusing on things you can control but don’t really matter are mere distractions.
When it comes to financial planning and investing, many people lose sight of the things they can control (spending, savings) and focus on the things they can’t (direction of the markets and economy).
How The Economic Machine Works
This 30 minute video by Ray Dalio of Bridgewater Associates is required viewing for all those who pursue a state of ZeroCelsius.
Watch. Learn. Grow.
ZeroCelsius: Say It 3 Times Quickly
When we changed our name about 10 years ago, we knew it wasn’t going to be easy… Read more →
John Oliver on Retirement Plans
John Oliver puts the screws to big financial firms and their retirement plan fees, and clarifies the fiduciary vs non-fiduciary debate… Boom.
Yes, ZeroCelsius is a fiduciary. Right on. Read more →
Don’t Lose Yourself to Scammers
As the April tax filing deadline approaches, scammers are increasingly on the hunt for your personal information.
Con artists use unsolicited email and fake websites to lure potential victims into divulging personal information. Be leery of unexpected emails or phone calls from the IRS promising refunds or threatening to collect — Read more →